What Every Tenant Should Know Before Signing a Lease

17 September 2025

Renting a place can be super exciting, but before you sign on the dotted line, there are some key things you absolutely need to know. After all, your lease is more than just a piece of paper—it’s a legally binding agreement that outlines your rights and responsibilities as a tenant.

Skipping the fine print or overlooking key details could lead to headaches (and unexpected costs) down the road. So, let’s break it all down and ensure you’re fully prepared before putting your name on that lease.

1. Understand the Lease Terms Inside and Out

Before signing, read the lease thoroughly. And I mean every single word. Landlords might include clauses that could later cause issues—like strict pet policies, maintenance responsibilities, or sneaky fees.

Key Lease Terms to Watch For:

- Lease Duration: Is it a month-to-month lease or a fixed-term lease (e.g., 12 months)?
- Rent Amount & Due Date: How much is rent, and when is it due? Is there a grace period?
- Security Deposit Rules: How much is required, and what are the conditions for getting it back?
- Late Fees & Penalties: What happens if you're late on rent?
- Renewal & Termination Policies: Does the lease auto-renew, and what’s the notice period to move out?
- Subleasing Rules: Can you rent out your place if needed?
- Maintenance Responsibilities: Who fixes what—the landlord or you?

If anything seems unclear or unfair, don’t hesitate to ask questions or negotiate before signing.

2. Check for Hidden Fees and Charges

Landlords won’t always disclose every potential cost upfront. While the monthly rent might seem reasonable, hidden fees could quickly add up.

Possible Extra Charges:

- Utilities: Are water, electricity, gas, and trash included in rent?
- Parking: Is parking free, or is there a monthly fee?
- Pet Fees: If you have a pet, are there additional deposits or monthly charges?
- Amenity Fees: Some buildings charge extra for gym access, pool use, or concierge services.
- Lease Termination Fees: Breaking a lease early? Expect to pay a hefty price.

Always clarify all additional costs before committing.

3. Inspect the Property Before Moving In

Never rely solely on online photos or the landlord's word—always visit in person before signing. Once you move in, any pre-existing damage could be unfairly blamed on you.

Things to Check During an Inspection:

- Walls, Floors, and Ceilings: Look for cracks, stains, or water damage.
- Appliances: Make sure everything (stove, fridge, washer/dryer) works properly.
- Plumbing: Test faucets, flush toilets, and check for leaks.
- Locks and Security: Ensure all doors and windows lock securely.
- Heating & Cooling: Does the A/C and heater work efficiently?
- Pests: Look for signs of mice, roaches, or bedbugs.

If you find issues, document them with photos and ask the landlord to fix them before you move in.

4. Know Your Tenant Rights

Tenant rights vary by location, but generally, you have legal protections against unfair practices.

Basic Rights Tenants Should Know:

- Habitability Standards: Your rental should be safe, clean, and meet local housing codes.
- Privacy Protections: Landlords must give notice before entering your unit (typically 24–48 hours).
- Non-Discrimination: Landlords can’t deny you housing based on race, religion, gender, or disability.
- Fair Eviction Process: You can’t be thrown out without proper legal procedures.

Take a look at local tenant laws in your area to make sure your rights are respected.

5. Ask About Rent Increases

Nobody likes surprises—especially rent hikes. Some leases lock in rent for the full term, while others allow increases under certain conditions.

Questions to Ask:

- How often does rent increase?
- Is there a cap on how much it can go up?
- Will I receive advance notice of rent changes?

In rent-controlled areas, landlords might be limited in how much they can increase rent. Knowing the rules can help you plan your budget.

6. Clarify Maintenance & Repairs Policies

Who’s responsible for what? Some landlords handle major repairs, while others expect tenants to fix minor issues themselves.

Common Maintenance Questions:

- Who do I call for urgent repairs?
- How long does it take for repairs to be addressed?
- Am I responsible for lawn care or snow removal?
- What happens in case of a plumbing emergency?

If these policies aren’t clear in the lease, get them in writing.

7. Get Everything in Writing

Verbal agreements are worthless if there’s a dispute later. Even if your landlord is friendly, always get everything in writing.

What Should Be Documented?

- Any promises your landlord makes (e.g., “I’ll replace the carpet before move-in.”)
- Special agreements like discounted rent or temporary repairs.
- The condition of the unit at move-in (use photos!).

Protect yourself—if it’s not written down, it didn’t happen.

8. Understand Your Lease Termination Options

Life happens. You may need to move earlier than planned, so it’s good to know what’s required to break a lease legally.

Key Questions About Ending a Lease:

- How much notice is required before moving out?
- Are there penalties for breaking the lease?
- Can I sublet my place to another tenant?
- Will I get my security deposit back in full?

Some leases include an early termination clause, allowing you to leave under certain conditions (like job relocation). If yours doesn’t, expect to pay penalties.

9. Know the Security Deposit Rules

Security deposits can be a major source of conflict between tenants and landlords. To avoid disputes, make sure you understand the terms.

Security Deposit Basics:

- How much is required upfront?
- Under what conditions can the deposit be withheld?
- When should I expect the deposit refund after moving out?

When you move in, document any existing damage with photos and videos. This helps prove that you didn’t cause any pre-existing issues.

10. Consider Renters Insurance

Many renters overlook this, but renters insurance is a game-changer. It protects your belongings in case of fire, theft, water damage, or even a guest getting injured in your home.

Why You Should Get Renters Insurance:

- Covers personal belongings (furniture, electronics, clothing).
- Provides liability protection if someone is injured in your home.
- Often required by landlords in the lease agreement.
- Affordable (usually around $15–$30 per month).

Check with different insurance providers to find a policy that fits your needs.

Final Thoughts

Signing a lease is a big commitment, and once you sign, you’re legally bound by its terms. Take your time, read everything, and don’t be afraid to ask questions or negotiate.

A little caution upfront can save you from financial headaches and legal drama later. After all, your home should be a place of comfort—not a source of stress. Happy renting!